Standard Variable Loan

A standard variable loan is one of the most common home loans in Australia. It is popular with borrowers because of its flexibility and added features. This type of home loan runs on a variable interest rate. Because it is flexible, you can have the option for extra repayments and even have access to line of credit facilities .


  • Flexible, with added features
  • When interest rate falls, repayments go down
  • Option to make additional repayments
  • Access to line of credit



  • When interest rate rises, repayments go up